What We Can Do For You

30 Year Fixed FHA w/Down Payment Assistance

Requires minimum credit score of 620. This is a government loan program. Zero credit is ok with NO other dilinquent accounts in the past 12 months. This program can be used in combination with Down Payment Assistance. Please see below. Don't know your credit score? We can check free of cost.

FHA 203K REHAB Loan

Planning on buying a fixer-upper? This program allows you to finance repair and home improvement costs into the loan. Standard 97% financing with down payment assistance or gift from family/non-profit allowed.

30 Year Fixed VA Fnancing

100% Financing for all eligible veterans. Military Veterans should take advantage of this program. Up To 6% seller concessions for closing costs allowed.

Down Payment Assistance

$100 Down HUD Program - This down payment assistance program is being offered by FHA on foreclosed government owned properties. As of October 2008 - All HUD properties qualify. You can check properties for sale by going to the HUD website and clicking on the homes for sale link. This program has no income restrictions and can be used in combination with down payment assistance grants. On these properties HUD will waive the 3% down requirement.

$1000 CHAC Program - Available on All Properties. This grant program does have income restrictions. Please read below. Seller can contribute up to 6% towards closing costs. Up To $10,000 Assistance. This program can be used for purchase of any residential property in Colorado.

Down payment assistance with income limits.

Buyer meets HUD maximum income restrictions by

household size: (This is defined as the number of people

residing in the home including, but not limited to, all

minor children, spouses, fiancés, roommates, relatives.
.

Max Income Allowed Per Household

.
Single Person Household

$57,845

Two Person Household

$66,010

Three Person Household

$74,290

Four Person Household

$82,570

Five Person Household

$89,125

Six Person Household

$95,795

Conventional 30 Year Fixed - 5.5

FHA 30 year fixed - 5.625
Apply now and lock in the best rate

HELOC - 6.5
Home Equity Line of Credit

Home Possible 100% - 6%

Prime Rate - 6%

Subprime - 7.5
Non traditional loans

Igor Drake
6300 S. Syracuse Way,suite 650
Greenwood Village, CO 80111
Direct 720-220-1279
Igor@Coloradotrustloans.com

NEW!

***FHA Special Sales Incentives***

We are pleased to announce a special sales incentive for owner occupant purchasers who will be utilizing FHA financing. HUD is currently offering a $100 Down payment initiative. The $100 down payment is for owner occupants (Any individual who purchases a HUD home as their primary residence for it for at least 12 months after closing and who has not purchased a home from HUD as an owner occupant in the past twenty four months) purchasing a HUD Home with FHA financing, with full price offers. This incentive is also available to owner occupant purchasers who obtain an FHA Home Repair loan. It’s a great time to Purchase a HUD Home with FHA financing. This special sales incentive will be offered beginning with new and re-listed properties beginning November 23, 2007.